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FAQ

How do you fill out the articles of organization for an LLC in Florida?
Quoting Instructions for Articles of Organization (FL LLC) :FILING ONLINE OR BY MAILThese instructions are for the formation of a Florida Limited Liability Company pursuant to s.605.0201, F.S., and cover the minimum requirements for filing Articles of Organization.Your Articles of Organization may need to include additional items that specifically apply to your situation. The Division of Corporations strongly recommends that legal counsel reviews all documents prior to submission.The Division of Corporations is a ministerial filing agency. We cannot prany legal, accounting, or tax advice.Limited Liability Company NameThe name must be distinguishable on the records of the Department of State.You should do a preliminary search by name before submitting your document.The name must include:Limited Liability Company, LLC or L.L.C., ORChartered, Professional Limited Liability Company, P.L.L.C. or PLLC if forming a professional limited liability company.Do not use or assume the name is approved until you receive a filing acknowledgment from the Division of Corporations.Principal Place of Business AddressThe street address of the LLC’s principal office.Mailing AddressThe LLC’s mailing address, if different from the principal address. (P.O. Box is acceptable.)Registered Agent Name and AddressThe individual or legal entity that will accept service of process on behalf of the business entity is the registered agent.A business entity with an active Florida filing or registration may serve as a registered agent.An entity cannot serve as its own registered agent. However, an individual or principal associated with the business may serve as the registered agent.The registered agent must have a physical street address in Florida. (Do not list a P.O. Box address.)Registered Agent’s SignatureThe registered agent must sign the application.The signature confirms the agent is familiar with and accepts the obligations of s.605.0113(3), F.S.If a business entity is designated as the Agent, a principal (individual) of that entity must sign to accept the obligations.If filing online:The registered agent must type their name in the signature block.Pursuant to s.15.16, F.S., electronic signatures have the same legal effect as original signatures.NOTE: Typing someone’s name/signature without their permission constitutes forgery pursuant to s.831.06, F.S.Limited Liability Company PurposeA Professional Limited Liability Company (which is formed under both Chapter 605 and Chapter 621, F.S.) must enter a single specific professional purpose. Example: the practice of law, accounting services, practicing medicine, etc.Non-professional companies are not required to list a purpose, but may do so.Manager/Authorized RepresentativeThe names and street addresses of the authorized representatives or managers are optional.Manager: a person designated to perform the management functions of a manager-managed limited liability company. Use MGR.Authorized Representative: a person who is authorized to execute and file records with the Division of Corporations. Use AR. See 605.0102(8), F.S., for more information.A Manager or Authorized Representative may be an individual or business entity.Do not list members.NOTE: If you are applying for workers‡ comp exemption or opening a bank account, Florida’s Division of Workers‡ Compensation and your financial institution may require this information to be designated in the Department of State’s records.Effective DateAn LLC’s existence begins on the date the Division of Corporations receives and files your Articles unless your Articles of Organization specify an acceptable alternate “effective” date.LLCs can specify an effective date that is no more than five business days prior to, or 90 days after, the date the document is received by our office.If you are forming your LLC between October 1 and December 31st, but don’t expect to transact business until the next calendar year, avoid filing an annual report form for the upcoming calendar year by listing an effective date of January http://1st.By specifying January 1st as the effective date, your LLC’s existence will not officially begin until January 1st of the following calendar year, even though your entity is already on the Division’s records.The January 1st effective date will allow you to postpone your LLC’s requirement to file an annual report form for one calendar year.SignatureMust be signed by at least one person acting as the authorized representative.If filing online: The authorized representative must type their name in the signature block. Electronic signatures have the same legal effect as original signatures.Correspondence Name and EmailPlease pra valid email address.If filing online: The filing acknowledgment and certification (if any) will be emailed to this address.All future email communications will be sent to this address.Keep your email address up to date.Certificate of StatusYou may request a certificate of status.This item is not required.A certificate of status certifies the status and existence of the LLC and verifies the LLC has paid all fees due to this office through a certain date.Fee: $5.00 eachCertified CopyYou may request a certified copy of your Articles of Organization.This item is not required.A certified copy will include a filed stamped copy of your Articles of Organization and will verify that the copy is a true and correct copy of the document in our records.Fee: $30.00 eachAnnual Report NoticeEvery LLC is required to file an annual report to maintain an “active” status in our records.If the limited liability company fails to file the report, it will be administratively dissolved.The filing period for annual reports is January 1st to May 1st of the calendar year following the LLC’s date of filing or, if listed, its effective date.The annual report is not a financial statement.The report is used to confirm or update the entity’s information on our records.
Why don't schools teach children about taxes and bills and things that they will definitely need to know as adults to get by in life?
Departments of education and school districts always have to make decisions about what to include in their curriculum.  There are a lot of life skills that people need that aren't taught in school.  The question is should those skills be taught in schools?I teach high school, so I'll talk about that.  The typical high school curriculum is supposed to give students a broad-based education that prepares them to be citizens in a democracy and to be able to think critically.  For a democracy to work, we need educated, discerning citizens with the ability to make good decisions based on evidence and objective thought.  In theory, people who are well informed about history, culture, science, mathematics, etc., and are capable of critical, unbiased thinking, will have the tools to participate in a democracy and make good decisions for themselves and for society at large.  In addition to that, they should be learning how to be learners, how to do effective, basic research, and collaborate with other people.  If that happens, figuring out how to do procedural tasks in real life should not prmuch of a challenge.  We can't possibly teach every necessary life skill people need, but we can help students become better at knowing how to acquire the skills they need.  Should we teach them how to change a tire when they can easily consult a book or search the internet to find step by step instructions for that?  Should we teach them how to balance a check book or teach them how to think mathematically and make sense of problems so that the simple task of balancing a check book (which requires simple arithmetic and the ability to enter numbers and words in columns and rows in obvious ways) is easy for them to figure out.  If we teach them to be good at critical thinking and have some problem solving skills they will be able to apply those overarching skills to all sorts of every day tasks that shouldn't be difficult for someone with decent cognitive ability  to figure out.  It's analogous to asking why a culinary school didn't teach its students the steps and ingredients to a specific recipe.  The school taught them about more general food preparation and food science skills so that they can figure out how to make a lot of specific recipes without much trouble.  They're also able to create their own recipes.So, do we want citizens with very specific skill sets that they need to get through day to day life or do we want citizens with critical thinking, problem solving, and other overarching cognitive skills that will allow them to easily acquire ANY simple, procedural skill they may come to need at any point in their lives?
How does one get invited to the Quora Partner Program? What criteria do they use, or is it completely random?
I live in Germany. I got an invite to the Quora partner program the day I landed in USA for a business trip. So from what I understand, irrespective of the number of views on your answers, there is some additional eligibility criteria for you to even get an email invite.If you read the terms of service, point 1 states:Eligibility. You must be located in the United States to participate in this Program. If you are a Quora employee, you are eligible to participate and earn up to a maximum of $200 USD a month. You also agree to be bound by the Platform Terms (https://www.quora.com/about/tos) as a condition of participation.Again, if you check the FAQ section:How can other people I know .participate?The program is invite-only at this time, but we intend to open it up to more people as time goes on.So my guess is that Quora is currently targeting people based out of USA, who are active on Quora, may or may not be answering questions frequently ( I have not answered questions frequently in the past year or so) and have a certain number of consistent answer views.Edit 1: Thanks to @Anita Scotch, I got to know that the Quora partner program is now available for other countries too. Copying Anuta’s comment here:If you reside in one of the Countries, The Quora Partner Program is active in, you are eligible to participate in the program.” ( I read more will be added, at some point, but here are the countries, currently eligible at this writing,) U.S., Japan, Germany, Spain, France, United Kingdom, Italy and Australia.11/14/2018Edit 2 : Here is the latest list of countries with 3 new additions eligible for the Quora Partner program:U.S., Japan, Germany, Spain, France, United Kingdom, Italy, Canada, Australia, Indonesia, India and Brazil.Thanks to Monoswita Rez for informing me about this update.
How do I find a CVS pharmacy in Florida to fill a narcotic prescription?
Literally any pharmacy nearby will probably fill your prescription. I hear CVS has some weird new limitations on their narcotic prescriptions, but I’ve yet to confirm the rumors. But I do know that Walgreen’s will fill any valid narcotic prescription, provided you show the tech a valid photo ID. I’d recommend you get to know the pharmacist, the techs, the store manager. When you have a rapport built up with the staff, they’re less likely to see you as shifty.Then again, this is only applicable if you have a valid prescription. If you stole an Rx notepad or tampered with a prescription, you’re gonna have a bad time. Any pharmacist will double-check the information on narcotic prescriptions of anyone they haven’t seen before. Doctor-shopping and prescription forging aren’t worth it today, there are simply too many regulations.But if your prescription is valid and you actually need this medication, just bring the paper prescription with you to any pharmacy in town, and they’ll help you out.
Finance: Which is the best way to learn about stocks?
I wanted to learn about stocks because I lost $15,000,000. I lost everything.And I wanted to maybe learn what I did wrong so I could start thinking how to make it back.I was a gambler at heart. I went from playing poker every day to playing the stock market every day. That’s mistake #1. I had to end that habit. I hope I did. 17 years later I still hope every day that I ended that addiction.But I did learn. Although I wish I had been smarter about learning. I wish I had read all of these books I’m about to recommend.Now I’ve read them. Some of them are inspirational. Some are educational. Some are about famous investors. Some are by famous investors sharing what they’ve learned.Anyone who reads all of these books will understand the stock market and investing at a very deep level.Warren Buffett has his famous two rules about investing. But I would say for myself the biggest thing I learned were these ideas:When you own a stock, you own part of a company. So study what makes a good company.Risk management is everything. Which means keep your positions very small.The unexpected always happens.I had to model myself after the greatest investors in history.Politics is short-term, economics is medium term, innovation is long-term.I’ve since run a successful hedge fund, fund of hedge funds, I’ve done many successful angel investments, and I’ve written about stocks and investing for 17 years in books, in the Wall Street Journal, in the Financial Times, and with regular appearances on CNBC.Here’s the books I recommend to get started (note: this is the start).-"Essays of Warren Buffett" by Lawrence Cunningham- "Reminiscences of a Stock Market Operator" by Edwin LeFevre- "Famous First Bubbles" by Peter Garber- "Super Money" by Adam Smith- "The Money Game" by Adam Smith- "Confessions of a Street Addict" by Jim Cramer- "Market Wizards" by Jack Schwager- "Hedge Fund Market Wizards" by Jack Schwager- "You Too Can Be a Stock Market Genius" by Joel Greenblatt- "The Little Book of Value Investing"- "Warren Buffet" by Roger Lowenstein- "When Genius Failed" by Roger Lowenstein- "Moneyball" by Michael Lewis- "Flash Boys" by Michael Lewis- "The Undoing Project" by Michael Lewis- "The Coffee Trader" by David Liss (fiction)- "Billion Dollar Sure Thing" by Paul E. Erdman (or any of his financial thrillers from the 70s)- "My Own Story" by Bernard Baruch- "Poor Charlie's Almanack" by Charlie Munger- "Damn Right?" (biography of Charlie Munger) by Janet Lowe- "Education of a Value Investor" by Guy Spier- "Abundance" by Peter Diamandis- Joel Greenblatt's "The Little Book That Still Beats the Market"- Andrew Ross Sorkin's "Too Big to Fail"- "Dhando Investor" by Mohnish Pabrai- "Money" by Tony Robbins- "The Black Swan" by Nassim Taleb- "Fooled by Randomness" by Nassim Taleb- "A Man for All Markets" by Ed ThorpRead these and your life will change.[ RELATED: I Made A Mistake‡ ]
How do I start a business and get Workman’s Comp insurance in Florida, so I can contract myself out to construction sites as a laborer/helper?
You do not necessarily have to "start a business" to purchase Worker's Compensation if you just plan to work alone and contract yourself out to construction sites indefinitely. There are thousands of "one man" contractors who operate exactly the way you are planning to. You would be considered a sole proprietor and just report your income as an individual on your tax return. You can order some business cards online from Vista Print and you're on your way. Starting a contracting business is whole different animal which requires several additional steps like: choosing a name for your business, deciding on what form of legal entity you want to establish (e.g. corporation, sub-chapter S corporation, LLC, etc. ), registering your business with the Secretary of State, getting tax ID numbers, and filing business tax returns. This approach would make sense if, at some point, you start hiring employees. With respect to purchasing Worker's Compensation, the one big decision you're going to have to make as a contractor is whether you want to cover yourself for Worker's Compensation or not. In my experience, most (if not all) states allow you to "opt out" of covering yourself for Worker's Compensation and just carry the coverage so that you can prcertificates of insurance to the contractors who hire you. They don't much care whether you cover yourself or not so long as you can prove that you carry the coverage. Be prepared, however, for the probability that the contractors who hire you will also want you to purchase General Liability coverage and specify what limits they want you to carry. This is to protect you (and the contractors who hire you) for Bodily Injury & Property Damage that you may cause to other people as a result of your work and your presence on the construction site. As for where to purchase these coverages, there are thousands of local independent insurance agents who make a living specializing in providing contractors (whether sole proprietors or large corporations) with the coverages they need to work at construction sites. I hope this helps and best of luck to you in your new venture??
How can I start with a static number in an HTML input and leave other to user to fill it?
Have you tried setting the value attribute inside of your input? Take a look at this page on W3Schools . If you set the value of the input element to 0, then it should have a 0 inside of your text box on load.